As immigrants ourselves, we believe banking should be tailored to our needs. Join the waitlist and help us create a service you've been waiting for.
Sending money to friends and family can be a hassle. We let you send money back home quickly and with no transfer fees.
Open and manage your bank accounts in India with Rayo, hassle free. Now you can access, manage and transfer funds to India with the most convenient banking experience for NRIs.
We know that it's hard for immigrants arriving in the U.S. to establish credit history. When you open a Rayo account you are eligible to apply for a credit card immediately.
Achieve your goals sooner by opening a savings account that earns interest. With no minimum balance or fees, we make things easy so you can focus on your life.
Don't waste time scrambling for open WiFi networks when you land in the U.S. Rayo includes a data plan for the first week so you can hit the ground running!
We will open your Rayo account before you get to the U.S. You can even send yourself money so it's already here when you arrive. How's that for convenience?
Our goal is to make life better for immigrants, expats and the underserviced by making their banking better and eliminating the constraints of other financial providers.
Join the waitlist now to be part of our beta program and become a Founding Member. Founding Members will get dedicated customer support, a special edition debit card and will never pay subscription or transfer fees.
Founding Members will get early access to the Rayo app and receive dedicated customer support. It's nice to be pampered.
Founding Members will be treated to fee-free money transfers for life. We know this will add up to greatness.
Founding Members will never pay subscription fees, ever. That means you'll keep even more money in your pocket.
Founding Members will receive a special edition debit card. Set yourself apart from the rest of the pack.